Moment 1Upgrade night
Legacy system
Branches close for a maintenance window. Staff wait. Customers walk to a competitor.
ThoughtBox
One micro-software updates while the other 30+ keep serving. Nobody even notices.
Available under the IntellEx Free License
Never stop.
Never stop.
Never slow down.
A remittance and foreign exchange platform rebuilt from first principles — every transaction, every branch, every region, always on.
Good morning, Main Branch
● All systems operationalTransfers today4,182▲ 12.4%
Volume (QAR)8.92M▲ 6.1%
Avg. processing1.8s▼ 0.3s
Replication lag0 msActive–active
Transaction volume · last 14 days
Compliance queue
Sanctions screeningClear
PEP match · review2 open
TMS rule · velocityPassed
EDD cases5 active
Ledger integrityVerified
Architecture
Legacy systems go down. IntellEx scales out.
Monolithic platforms force the whole business to stop for every update. IntellEx is a fabric of independent microservices — each one scales, updates and recovers on its own.
30+ micro-softwares
More than thirty micro-softwares, containerised and orchestrated on Kubernetes or OpenShift. Horizontally scalable, auto-scale enabled, and independent of database and operating system.
Go + gRPC
A backend written in Go, talking over gRPC — fast by default.
Distributed data
Our partner YugabyteDB — multi-region, designed for zero RPO & RTO.
Low-bandwidth ready
Performs beautifully even on constrained branch networks.
A modern client
An interface inspired by the desktop OS — not menus of text. Certified for the Microsoft and Apple marketplaces.
Capabilities
Everything your counter needs.
MFA, built in
Multi-factor authentication on every solution, with mobile-friendly access, tokenisation and centralised authentication.
Real-time processing
Every transaction processed live, protected by dual checkpoint controls.
Built-in reconciliation
A reconciliation service that closes your books without spreadsheets.
FIX / UNFIX
Dedicated modules for foreign currency and precious-metal purchases and sales.
Connected
Plug into digital platforms, correspondent partners and AML services through an extensible API layer.
Accounts & inventory
Accounting, vouchers, masters, back office and reporting — one platform, one source of truth.
Compliance First
Compliance that moves at the speed of money.
Every IntellEx transaction passes Prime Check at Step Zero before it is accepted, powered by AMLenz — free and unlimited — with optional AMLSense AI on top.
- Configurable risk policies and multi-category TMS rules
- Proprietary watchlist screening, developed in-house
- Alert management and a flexible investigation module
- Enhanced due diligence with an advanced process flow
- Latest KYC requirements and single sign-on with IntellEx Studio
Watchlist · clear
EDD · in review
TMS · passed
KYC complete
Tamper-proof ledger
Every record.
Immutable.
Cryptography and blockchain techniques create an unalterable record of every transaction. Any change requires verification — protecting you from internal and external threats, and making audits effortless.
1
a3f9…c41e · TXN 88213 · QAR→INRSealed2
7be2…09ad · TXN 88214 · OMR→NPRSealed3
e01c…77f3 · TXN 88215 · USD→PHPSealed4
5d8a…b2c0 · TXN 88216 · QAR→ZARSealedDisaster recovery
Business continuity, built in.
Primary and secondary sites run active–active, replicated in real time across regions. Switch between them instantly — or let IntellEx fail over automatically. Your DR investment finally works as hard as you do.
Primary · Region AActive
ServingReal-time replication
Secondary · Region BActive
Serving
A global first
Free License + Add-ons
Free License + Add-ons
= Enterprise Grade.
Core and compliance are free. Add AMLSense AI, digital apps, integrations and support as your institution grows.
Free License$0Core + Compliance
The full IntellEx core platform and the complete AMLenz compliance suite — Prime Check included. No license fee.
+
Add-ons you chooseOnly what you need
- AMLSense AI — AI compliance subscription
- Digital apps — Mobile, PC & Mac
- Integrations — Correspondent & partner APIs
- Support — Setup, 24/7 help, account manager
=
The resultEnterprise Grade
A full-fledged remittance and forex operation on a world-class technology stack — at a fraction of the cost of a legacy license.
CompareFree License + Add-ons
Core and compliance are free. Add AI, digital apps, integrations and support as you grow.
Free License + Add-ons
= Enterprise Grade
Core and compliance are free. Add AI, digital apps, integrations and support as you grow.A global firstFree License$0core + full compliance
Enterprise GradeFree + Add‑onspay only for what you add
Core platform — free
Free License
Enterprise Grade
Remittance & forex operations
Accounts, vouchers, inventory & reconciliation
FIX / UNFIX currency & metal modules
30+ orchestrated micro-softwares
YugabyteDB distributed data · zero RPO / RTO design
MFA, tokenisation & tamper-proof ledger
Deploy on-prem, cloud or hybrid
Automated feature delivery
Compliance First — AMLenz in full, free
Free License
Enterprise Grade
Prime Check · Step Zero real-time guard
Risk Policy Matrix & configurable TMS
Sanctions, PEP & watchlist screening
EDD & latest KYC
Alerts & investigation module
Add-ons — choose what you need
Free License
Enterprise Grade
AMLSense AI subscription
Add-on
Digital apps — mobile, PC & Mac
Add-on
Correspondent & partner API integrations
Add-on
Assisted setup & migration
Add-on
24/7 support & account manager
Add-on
13 core & compliance capabilities — free. Add only what your institution needs.
Legacy vs. ThoughtBox
Your legacy system
Your legacy system
is costing you more than you think.
Not in one dramatic failure — but in a hundred quiet moments every year. Here are eight of them. Which ones sound familiar?
Moment 2A data-centre goes dark
Legacy system
Restore from last night’s backup. Hours of downtime — and transactions that may never come back.
ThoughtBox
Other regions simply keep serving. Zero RPO, zero RTO by design on YugabyteDB.
Moment 3A suspicious transfer
Legacy system
Accepted first, flagged hours later. By the time anyone looks, the money has moved.
ThoughtBox
Prime Check stops it at Step Zero — before our systems ever accept it.
Moment 4A new regulation lands
Legacy system
Change request, vendor quote, months of waiting — and an anxious conversation with the regulator.
ThoughtBox
Update the Risk Policy Matrix and TMS rules yourself — live the same day.
Moment 5Festival-day rush
Legacy system
One overloaded server. Slow screens. Queues out the door on your busiest, most profitable day.
ThoughtBox
Services scale out automatically for the peak, then scale back when it’s quiet.
Moment 6A new partner or corridor
Legacy system
A custom integration project. Months of effort for every new payout partner.
ThoughtBox
Plug in through the API Driven Backbone — standard, secure, reusable.
Moment 7Hidden fraud patterns
Legacy system
Static rules only. Clever schemes slip through; analysts drown in false positives.
ThoughtBox
AMLSense AI learns behaviour, spots anomalies and explains every alert.
Moment 8The renewal invoice
Legacy system
License fees, compliance add-ons, AI modules, DR licensing — every year.
ThoughtBox
IntellEx Free License: the platform and full compliance at $0 license fee.
At a glance
Thirteen reasons.
One decision.
Typical legacy platforms compared with the ThoughtBox platform.
Capability
Legacy platforms
ThoughtBox
Architecture
One monolith — one failure stops all
30+ micro-softwares in synchrony
Database
Single central database
YugabyteDB distributed SQL, multi-region
Recovery (RPO / RTO)
Backups, restore, data at risk
Zero RPO & zero RTO by design
Updates
Maintenance windows & downtime
Automated delivery, zero downtime
Compliance
After-the-fact monitoring
Prime Check at Step Zero
Artificial intelligence
Bolted on, if at all
AMLSense AI in the transaction path
Scale
Buy a bigger server
Auto scale-out across multiple regions
Integration
Custom project per partner
API Driven Backbone
Deployment
Locked to one environment
On-prem, cloud or hybrid
Data protection
Patchwork controls
Privacy by design, GDPR-aligned
Ledger integrity
Editable records
Tamper-proof, cryptographically sealed
User experience
Menus of text, desktop-bound
OS-inspired apps for PC, Mac & mobile
License
Fees at every layer
Free License with full compliance
“Legacy platforms” describes common characteristics of monolithic, centralised-database systems — not any specific vendor.
Ask yourself
Five honest questions.
If any answer makes you pause, it’s time to talk.
- When did your last upgrade cost you a business day?With ThoughtBox, features arrive through automated delivery — with zero downtime.
- If your data centre failed right now, how much data would you lose?With YugabyteDB across regions, the platform is designed for zero RPO and zero RTO.
- Does your compliance stop risk — or just report it afterwards?Prime Check guards Step Zero, before any transaction is accepted.
- How long does it take to connect a new partner?The API Driven Backbone turns integrations into configuration, not projects.
- What are you paying for license fees and compliance add-ons each year?The IntellEx Free License includes the platform and the full compliance suite at $0.
Making the move
Switching is easier
than standing still.
Our engineers plan the move with you, so your business keeps running while it modernises.
1
Assess
We review your current system, data and compliance setup together.
2
Plan
Map branches, products, partners and risk policies onto IntellEx.
3
Migrate
Move your data and configuration with a careful, verified cut-over.
4
Evolve
Go live — then keep receiving new features automatically.
Free License · A global first
Your platform is waiting.
The IntellEx core platform and the complete AMLenz compliance suite — Prime Check included — at zero license fee. Add AI, digital apps and support whenever you’re ready.